Terms of Service for Personal Guard

Last Updated: July 9, 2025

Welcome to Personal Guard! These Terms of Service ("Terms") govern your access to and use of the Personal Guard mobile application and related services (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, do not use our Service.

1. Acceptance of Terms

By creating an account or using Personal Guard, you confirm that you have read, understood, and agree to be bound by these Terms, and any future amendments and additions to these Terms. If you are using the Service on behalf of an entity, you represent and warrant that you have the authority to bind that entity to these Terms.

2. Your Account

To access certain features of the Service, you may need to create an account. You are responsible for:

Maintaining the confidentiality of your account login information.
All activities that occur under your account.
Providing accurate, current, and complete information during registration and maintaining the accuracy of such information.

You must notify us immediately of any unauthorized use of your account or any other breach of security.

3. Use of the Service

Personal Guard provides services designed to protect you from scams, fraud, and unwanted communications. You agree to use the Service only for its intended purpose and in compliance with all applicable laws and regulations.

3.1 Prohibited Conduct:

You agree not to:

Use the Service for any illegal or unauthorized purpose.
Interfere with or disrupt the integrity or performance of the Service.
Attempt to gain unauthorized access to any part of the Service or its related systems or networks.
Upload or transmit any harmful code, viruses, or other malicious software.
Harass, abuse, or harm another person or entity, or attempt to do so.
Reverse engineer, decompile, or disassemble any part of the Service.
Use any automated system, including "robots," "spiders," or "offline readers," to access the Service in a manner that sends more request messages to our servers than a human can reasonably produce in the same period by using a conventional web browser.
Impersonate any person or entity or falsely state or otherwise misrepresent your affiliation with a person or entity.

4. Intellectual Property

All content, features, and functionality of the Service (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Personal Guard, its licensors, or other providers of such material and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. You are granted a limited, non-exclusive, non-transferable, revocable license to use the Service for your personal, non-commercial use only.

5. Subscriptions and Payments

Some features of the Service may require a subscription or one-time payment. By subscribing or making a purchase, you agree to pay the specified fees. All payments are processed through third-party payment processors (e.g., Apple App Store, Google Play Store) and are subject to their respective terms and conditions. Subscription terms, including renewal and cancellation policies, will be detailed at the point of purchase. Fees are generally non-refundable unless otherwise specified by law or our specific refund policy.

6. Disclaimers and Limitation of Liability

6.1 Disclaimer of Warranties:

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. PERSONAL GUARD DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WHILE WE STRIVE TO PROVIDE ACCURATE THREAT DETECTION, WE DO NOT GUARANTEE THAT ALL SCAMS OR FRAUDULENT ACTIVITIES WILL BE IDENTIFIED OR PREVENTED.

6.2 Limitation of Liability:

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL PERSONAL GUARD, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (I) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICE; (II) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICE; (III) ANY CONTENT OBTAINED FROM THE SERVICE; AND (IV) UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE, AND EVEN IF A REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE.

7. Termination

We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms. If you wish to terminate your account, you may do so by following the instructions on our Account Deletion page or contacting support.

8. Governing Law

These Terms shall be governed and construed in accordance with the laws of **Nigeria**, without regard to its conflict of law provisions.

9. Changes to These Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Service.

10. Contact Us

If you have any questions about these Terms, you can contact us:

By email: support@personalguard.com
By visiting this page on our website: Support